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To qualify, your business must be registered with the CIPC or operate legally as a Sole Proprietor; have actively traded for at least **6 months**; generate a minimum of **R50,000 in average monthly turnover**; and possess an active business transactional bank account.

Once you complete your digital application and upload your supporting bank statements via our secure portal, our underwriting team conducts a manual audit. If approved, terms are dispatched in under 4 hours, and capital is wired to your account in **less than 24 hours**.

No. EasyLend offers unsecured, non-equity working capital solutions. Traditional banks require high-value assets (like property or vehicles) as collateral and enforce rigid interest plans. We assess your trading health based on your transactional cash flow, offering terms that match your real volumes.

Data privacy is our primary priority. In accordance with the South African Protection of Personal Information Act (POPIA), all submitted files are encrypted at rest using AES-256 protocols and sent over TLS 1.3 tunnels. Your documents are stored outside the public directory webroot, completely isolated from browser scraping.

We only require three simple things: your **3 months active business bank statements** (in PDF/JPEG format); your **CIPC registration documents** (if registered private Pty Ltd or CC); and a clear **copy of the owner's ID** card or booklet.